American Express Rewards for Delta SkyMiles Cardmembers

American Express today announced another bonus reward opportunity for
American Express Delta SkyMiles Cardmembers filing 2003 federal income
taxes this tax season.
Now through April 15, 2004, Delta SkyMiles Cardmembers, who file their
federal taxes through American Express OnlineTax, the company’s new
web-based tax preparation services, will automatically earn 1,000 bonus
miles when they pay to print or process their returns using American
Express Online Tax. Delta Skymiles Cardmembers who want to take advantage
of this opportunity should visit americanexpress.com/deltatax.

American Express OnlineTax is a quick, easy and accurate tool for
individual taxpayers to prepare their taxes online. The program prompts
users to answer a few simple questions and then automatically selects the
correct state and federal tax forms. The tool performs all calculations,
completing both state and federal tax returns. Users can try this service
with no obligation and pay only if they print or process their return.

American Express is offering this service at a special Cardmember rate of
$34.95 through March 31, 2004. After that date, American Express OnlineTax
will be available for $39.95.

In addition to the American Express OnlineTax tool, the service includes a
comprehensive Tax Center that contains a searchable tax reference library,
a tax calendar and the latest tax news and tools—including worksheets,
calculators, tables and forms. American Express OnlineTax imports W2
information from participating employers and complies with the latest tax
laws in order to minimize tax payments and maximize refunds. It also
automatically checks for errors and omissions, helping users avoid costly
penalties.

An optional electronic filing service submits completed returns directly
to the IRS and state tax authorities at no additional charge, enabling
users to get their refunds more quickly than if they filed a paper return.

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This service requires no special software or downloads. It is available 24
hours a day, seven days a week, allowing users to log in and work at their
own pace. Information is saved when a user logs out so the user can
continue at a more convenient time. To ensure privacy and security of
information on the site, all accounts are password protected. Safety of
the data is further ensured through rigorous physical, electronic and
managerial security procedures. The Internet-based systems are also
protected behind firewalls, and Secured Sockets Layer (SSL) is used when
transmitting information between the customer, the OnlineTax servers and
the Internal Revenue Service (IRS) for electronic filing. SSL, a
well-established Internet security standard, features web server
authentication and data encryption.

The service is also being offered through corporations and membership
organizations, such as credit unions, as a benefit to their employees,
members or customers. Visit http://www.americanexpress.com/taxes for more
information.

These bonus miles are offered over and above the double Delta SkyMiles
bonus Cardmembers earn when using the Card for federal income tax payments
through April 15, 2004. Delta SkyMiles can be redeemed online at
http://www.delta.com/ for Award Travel on Delta and its airline partners
to hundreds of destinations.

The American Express Company is a diversified worldwide travel, financial
and network services company founded in 1850. It is a world leader in
charge and credit cards, travel, financial planning, business services,
insurance and international banking. For more information please visit:
http://www.americanexpress.com/.
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